A warmer way to grow your money.
Growvia Invest helps you build savings goals and earn returns on fixed investment plans — with a friendly, secure experience you'll actually enjoy.
Everything you need to save and invest
A calm, joyful product — not another intimidating trading app.
Smart Wallet
Fund instantly with a dedicated virtual account. Move money in and out effortlessly.
Flexible Savings
Daily, weekly, monthly, or goal-based savings — with progress you can actually feel.
Fixed Investments
Earn 10% every month for 5 months. Your capital returns in full on month six.
Referral Rewards
Invite friends and earn a bonus for every one who invests. Everybody wins.
Security first
Encrypted end-to-end, with KYC verification and 2FA-ready authentication.
Live tracking
Watch every deposit, profit, and payout in a clean, real-time transaction log.
Four small steps. Big compounding.
Create your account
Sign up in under a minute with email or Google.
Fund your wallet
Deposit via your dedicated virtual account, instantly.
Save or invest
Choose a savings plan or start a fixed investment.
Watch it grow
Earn returns and track everything from your dashboard.
What we do with investor funds
No guesswork and no vague promises — here is exactly how Growvia Invest earns the money used to pay your ROI.
Bill payments & VTU
We buy airtime, data, electricity units, cable TV and result-checker pins in bulk at discounted rates and resell them at retail. The spread on every top-up is real, daily revenue.
- Airtime — MTN, Airtel, Glo, 9mobile commissions
- Data bundles — SME, corporate and gifting plans
- Electricity tokens for prepaid & postpaid meters
- Cable TV subscriptions (DStv, GOtv, Startimes)
- Result checker pins (WAEC, NECO, JAMB)
- Bulk SMS for businesses and schools
Cooperative lending
The Growvia Cooperative pool lends to verified, vetted members who have participated for at least two months and are backed by two guarantors. Interest on those secured loans flows back to the pool.
- Every loan is guarantor-backed and capped by savings
- Repayments are collected automatically from wallets
- Members share in the dividends we declare
Payments & transfers
Wallet funding, member-to-member transfers and payouts to any Nigerian bank run on our licensed partner rails. Float management and settlement margins add a steady second income line.
- Dedicated virtual accounts for instant funding
- Free member-to-member transfers
- Direct payouts to any Nigerian bank account
Agent network
Agents onboard and support investors in their communities. Their volume deepens our bill-payment and cooperative business, and they earn a monthly allowance from the revenue they help create.
- 20 qualified investors unlocks agent status
- Level-based monthly allowances
- Agents register members straight from their dashboard
Profits from these operations fund investor payouts. A reserve buffer is kept aside on every cycle, and capital is returned in full at maturity — your plan schedule is visible in your dashboard at all times.
Pick a rhythm that fits your life
Start with as little as ₦5,000. Withdraw savings any time (fixed savings excluded).
Flex Save
Automate daily, weekly, or monthly savings toward a goal.
- Up to 8% annual interest
- Withdraw anytime (flex plans)
- Goal-based progress tracking
- Auto-save on your schedule
Fixed 6-Month
Earn a steady monthly return, with your capital returned in full.
- Monthly profit credited to wallet
- 100% capital returned on month 6
- Fully transparent payment schedule
- Minimum from ₦50,000
Real people, real progress
"The dashboard is so clear — I actually enjoy checking my savings now. My goal bar keeps me honest."
"Made my first investment last month and got my profit paid straight into my wallet. Zero drama."
"Onboarding took me two minutes. It feels less like a bank and more like an ally."
Questions, answered
Start growing your money today.
Join thousands who are building wealth with Growvia Invest. It takes less than a minute.